Options

Options

SFC Bank Home Loan Center 
Two Locations
1615 E. Primrose • 417.893.3634 and 2006 S. Glenstone Avenue • 417.882.8111

Mortgage Options*

Springfield First Community Bank has a variety of home loan options which include:

  • Fixed-rate Mortgages - A mortgage in which the interest rate and payments remain the same for the life of the loan.
  • Adjustable Rate Mortgages - A mortgage in which the interest rate is adjusted periodically according to a pre-selected index.
  • Jumbo and Super-Jumbo Mortgages- Available with fixed or adjustable rates.

Getting Started

When applying for a home loan, you can speed the application and approval process by bringing along the following information:

  • Current drivers license
  • Your past two pay stubs
  • W-2 forms for the past two years
  • Two years tax returns with all schedules
  • Bank statements for the past two months
  • Statements regarding stocks, bonds, 401(k)s, mutual funds, etc.
  • Homeowners Insurance - Agents name phone number

Additional documentation may be required depending on your loan request.

Pre-qualification*

Having your loan pre-qualified could give you more power when you’re looking for a home. By giving us some general financial information, we can assist you in determining how much you will be able to borrow. You will know what you can afford and being pre-qualified may improve your position when negotiating your purchase.

For more information about our Mortgage options, please contact us!

 *All loans and lines of credit are subject to credit approval and program guideline requirements.

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