Deposit Rates

Rates accurate as of 5/22/2017. Rates Subject to Change.

  Rate APY* Minimum Opening Deposit Minimum Balance Required in Order to Earn Disclosed APY
Checking Accounts        
Interest Checking 0.30% 0.30% $0.00 N/A
Senior Checking 0.30% 0.30% $0.00 N/A
Business Interest Checking 0.25% 0.25% $0.00 N/A
Money Market Accounts        
Personal Money Market 0.30% 0.30% $0.00 N/A
Business Money Market 0.25% 0.25% $0.00 N/A
Savings Accounts        
Personal Savings 0.30% 0.30% $0.00 N/A
Business Savings 0.25% 0.25% $0.00 N/A
Fixed rate CDs and IRAs**        
7-30 Day CD 0.30% 0.30% $1,000.00 N/A
50 Day CD
(For customers 50+)
0.30% 0.30% $1,000.00 N/A
60 Day CD 0.30% 0.30% $1,000.00 N/A
91 Day CD 0.30% 0.30% $1,000.00 N/A
182 Day CD 0.75% 0.75% $1,000.00 N/A
12 Month CD 1.00% 1.00% $1,000.00 N/A
13 Month CD Special*** 1.25% 1.26% $1,000.00 N/A
18 Month CD 1.00% 1.00% $1,000.00 N/A
24 Month CD 1.25% 1.26% $1,000.00 $1,000.00
36 Month CD 1.50% 1.51% $1,000.00 $1,000.00
48 Month CD 1.35% 1.36% $1,000.00 $1,000.00
60 Month CD 1.50% 1.51% $1,000.00 $1,000.00
12 Month IRA CD 1.00% 1.00% $1,000.00 N/A
18 Month IRA CD 1.00% 1.00% $1,000.00 N/A
24 Month IRA CD 1.25% 1.26% $1,000.00 $1,000.00
36 Month IRA CD 1.50% 1.51% $1,000.00 $1,000.00
Variable rate IRA**        
18 Month IRA CD 1.00% 1.00% $100.00 N/A
18 Month HSA IRA CD 1.00% 1.00% $100.00 N/A


* APY is annual percentage yield.
**A penalty may be imposed for early withdrawal and fees could reduce earnings. Rates on checking, savings & variable rate IRA & HSA may change after the account opens.
***APY is accurate as of 5/22/2017.  Limited time offer.  Maximum deposit is $1,000,000.00.  APY assumes interest earned remains on deposit until maturity.  Terms and conditions apply.  Please refer to our Terms and Conditions for additional information or contact an SFC Bank representative.